Planning for old age
You want to decide now who should be able to manage payments, contact with the bank, and practical everyday matters if your decision-making capacity later declines.
Sverige
Create a future power of attorney under Swedish law and appoint who may manage your financial and personal affairs if you are no longer able to do so yourself.
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A future power of attorney lets you decide in advance who may manage your affairs on the day when you can no longer make or carry out decisions yourself. This may include financial matters, contact with public authorities, housing matters and — if you expressly choose so — certain personal matters.
Unlike an ordinary power of attorney, a future power of attorney does not take effect immediately. It is intended for future incapacity and must satisfy special formal requirements under the Swedish Future Powers of Attorney Act. A clearly drafted document reduces the risk of conflict among relatives, uncertainty at banks, and problems when the power is put into use.
The agreement covers the following areas.
Future powers of attorney are governed by the Swedish Future Powers of Attorney Act (2017:310). For the document to be valid, the grantor must have reached the age of 18 and be capable of managing his or her affairs when the document is signed.
The power must be in writing and signed by the grantor in the presence of two witnesses who are present at the same time. The witnesses must know that the document is a future power of attorney, but they do not need to know its contents in detail.
The power takes effect only when, because of illness, mental disorder, weakened health, or a similar condition, the grantor is permanently and essentially no longer able to manage the matters covered by the power.
Fill in the future power of attorney and print it for signing with witnesses.
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You want to decide now who should be able to manage payments, contact with the bank, and practical everyday matters if your decision-making capacity later declines.
You own assets that need to be managed without interruption. With a clear future power of attorney, it becomes easier for a trusted person to take over practical decisions if needed.
You want to avoid uncertainty between children, a partner, or other relatives and instead state clearly who is to make decisions.
You want one person to be able to help you, but also want another person to be able to review accounts and react if the assignment is not handled properly.
An ordinary power of attorney normally applies immediately or from a date you choose. A future power of attorney is instead intended for a future situation where you can no longer manage your own affairs and is subject to special formal requirements.
Yes. The power must be signed by the grantor in the presence of two witnesses who are simultaneously present. This is a statutory requirement for validity.
Yes, but personal matters must be included expressly. It is wise to describe the scope clearly and at the same time state which matters are not to be included.
Yes. As long as you still have the ability to manage your affairs, you may revoke or replace the power. This should be done clearly and documented in writing.
No. There is no register for future powers of attorney in which it can be registered. However, the person using the power later may need to present the original document and sometimes supporting documents, such as a medical certificate.
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